Sikhism·Raag Maajh·Shabad 97
Verse 4 of 4

The One True Trade Where None Goes Bankrupt

ਰਤਨ ਪਦਾਰਥ ਹਰਿ ਨਾਮੁ ਤੁਮਾਰਾ ਜੀਉ ॥
ratan padaarath har naam tumaaraa jee-o.
Your Name is the treasure of jewels, Lord.
ਤੂੰ ਸਚਾ ਸਾਹੁ ਭਗਤੁ ਵਣਜਾਰਾ ਜੀਉ ॥
tooN sachaa saahu bhagat vanjaaraa jee-o.
You are the True Banker; Your devotee is the trader.
ਹਰਿ ਧਨੁ ਰਾਸਿ ਸਚੁ ਵਾਪਾਰਾ ਜੀਉ ॥
har Dhan raas sach vaapaaraa jee-o.
True is the trade of those who have the wealth of the Lord's assets.
ਜਨ ਨਾਨਕ ਸਦ ਬਲਿਹਾਰਾ ਜੀਉ ॥੪॥੩॥੧੬੮॥
jan naanak sad balihaaraa jee-o. ||4||3||168||
Servant Nanak is forever a sacrifice. ||4||3||168||

Translation by Dr. Sant Singh Khalsa

In plain words

Your Name is a treasure-chest of jewels, Lord. You are the true Banker who holds all the real wealth, and the one who loves you is your trader, dealing in your Name.

The trade of those who carry your wealth is the only true business there is. Nanak gives himself to you, forever.

The spiritual life is the one true trade — the One is the great Banker holding all real wealth, the Name is the jewel-capital, and the devotee is the trader who alone will never be found bankrupt.
The deeper layer

The shabad closes with the merchant metaphor that Guru Nanak used in the great Vaar and that Guru Arjan takes up here: the spiritual life as trade, and the One as the great Banker. Your Name is the treasure of jewels. The Name is the precious capital, a chest of gems. You are the True Banker; Your devotee is the trader. The One is the Saahu, the wealthy banker who holds all the real capital; the devotee is the vanjaaraa, the trader who comes to deal in the One's jewels — to carry the Name out into the world and live by it.

And the verdict on this trade: true is the trade of those who have the wealth of the Lord's assets. Against all the world's commerce in things that fade — the petty trading the Vaar described, glass mistaken for gems — the trade in the Name is the one true business, because its capital is real and lasting. The soul that deals in the Name is the only merchant who will not, in the end, be found bankrupt. And the shabad ends, as these shabads love to, in self-offering: servant Nanak is forever a sacrifice. Having received the jewel-Name from the great Banker, the trader-soul gives back the only thing it truly has — itself. It is the perfect close: the Name is the treasure, the One is the Banker, devotion is the true trade, and the surrendered self is the final, glad payment.

A Question to Sit With

What 'business' are you really trading your life in — and is its capital the kind that lasts?

Translation by Dr. Sant Singh Khalsa·How we use AI

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