Sikhism·Raag Goojaree·Shabad 3
Verse 4 of 5

Most of What You Own Is on Loan

ਹਰਿ ਬਿਨੁ ਹੋਰ ਰਾਸਿ ਕੂੜੀ ਹੈ ਚਲਦਿਆ ਨਾਲਿ ਨ ਜਾਈ ॥
har bin hor raas koorhee hai chaldi-aa naal na jaa-ee.
Without the Lord, other assets are false. They do not go with the mortal when he departs.
ਹਰਿ ਮੇਰਾ ਧਨੁ ਮੇਰੈ ਸਾਥਿ ਚਾਲੈ ਜਹਾ ਹਉ ਜਾਉ ਤਹ ਜਾਈ ॥੩॥
har mayraa Dhan mayrai saath chaalai jahaa ha-o jaa-o tah jaa-ee. ||3||
The Lord is my wealth, which shall go with me; wherever I go, it will go. ||3||

Translation by Dr. Sant Singh Khalsa

In plain words

Everything you own except the One is on loan — it doesn't travel with you when you go.

The One is the only wealth that comes along; wherever I end up, it comes too.

Most of what you own is on loan and stays behind — only the One travels with you.
The deeper layer

The verse draws the plainest line between two kinds of wealth: the borrowed kind that stays behind, and the real kind that travels. This is a memento-mori, but a gentle and practical one — not "you will die, be afraid," but "invest in what you actually get to keep." Naming ordinary wealth "false" doesn't mean money is evil; it means it is temporary, and mistaking the temporary for the ultimate is where the trouble starts.

A Question to Sit With

If you could only take one thing forward that no one could ever take from you, what would you want it to be?

Translation by Dr. Sant Singh Khalsa·How we use AI

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